POLICY ON POST DATED AND NSF CHECKS

NO POST DATED CHECKS ACCEPTED

Should we receive a post dated check for annual dues, it will be returned to the broker and the member will be considered NOT paid. We will not accept a post dated check from any member. In the event one is received by this office, it will be returned immediately to the member.

NSF CHECKS/RETURNED CHECKS

Should the MSAR office receive a returned check, there will be a $50 return check charge. The member will have 5 banking days to submit payment to the MSAR office in full along with the $50 return check fee. The only form of payment that will be accepted is cash, certified check or money order. If the return check was the fault of your bank, you must submit a letter from the bank stating that fact.

EDUCATION POLICY

LIBRARY POLICY

Please sign in upon arrival to the library

The library is for MSAR members. If you are not a member, you may use the library for a fee of $10.00.

Bring items that are to be checked out to the front desk.

The materials marked 'reference material' cannot be checked out, these are for use with-in library only.

Library material may be checked out for two weeks. If materials are not returned by due date, there is a $2.00 per item per week late fee commencing the first day the item is late and there will be a $2.00 per week charge until items are returned. The member will be considered not in good standing until these fees are paid in full and items are returned. If an item is returned damaged or with a cassette or video missing, the member must either replace the item at cost or pay a minimum of $50.00.

If you must make a phone call, please only make local calls. Dial out on line 3. If you must make a long distance call use your credit card or bill to your own number.

Copies may be made for 10cents per sheet.

Thank you for your cooperation!!